Best Debt Settlement company for 2019
This is Best Debt Settlement Company for 2019
- Resolve your debt and take your first step toward financial independence in just 24 – 48 months.
- Pay no fee until your debt settlement is reached. Accredited helps you settle your debt for a fraction of what you owe with reduce monthly payment.
- No upfront fee. Enjoy a quick and free consultation.
- Listed as one of the nation’s top-rated debt consolidation companies and A+ accredited by better business bureau.
Accredited Debt Relief
A Quick Snapshot of Accredited Debt Relief Details
|Minimum Debt Amount||$10,000|
|Service Offered||Debt consolidation, Debt Management, Debt Settlement|
|Typical Turnaround||12 – 48 months|
|Types of Debt||Unsecured and Secured|
|Mode of Communication||Phone and Email|
|Debt Settlement Fee||18% – 25% of enrolled debt|
|Debt Management Fee||$100 – $200|
|State Availability||Only Available in AK, AL, AR, AZ, CA, DC, FL, IA, ID, IN, MA, MD, MI, MO, MS, MT, NC, NE, NM, NY, OK, PA, SD, TX, TN, UT, VA, WI|
|Accreditations||A+ by BBB, Member of AFCC|
Accredited Debt Relief is a matching service that finds the best-suited debt relief option for you with the help of some of the nation’s premier debt relief companies. If you are not able to pay off your debt, choosing accredited debt relief can aid you to avoid bankruptcy while eliminating your debt. Its services can resolve your debt in 12 – 48 months providing you an option to save and manage your money in a better way.
Accredited Debt Relief Services and Fee
Debt Consolidation: When you enroll for a debt consolidation program, you can go for personal or business debt which can also include the line of credit, medical bills and unsecured loan. If you can no longer afford minimum payments on loan and credit card, a debt consolidation program helps you to combine all your existing debt into one single payment with a lower interest rate.
Can Help You To
Lower your interest rate
Reduce your monthly payment
Eliminate multiple creditors
Simplify your bill-paying process
Debt Management: When you enroll for a debt management program, you start placing funds into a separate account. Part of which is your fee that is typically between $100- $200, depending on how much debt you owe. Another part goes to paying off your debt. So if you have enrolled for a debt of $20,000 you might have a monthly payment of $300-$400 with $100 as a fee.
Can Help You To
Get out of debt much faster
Reduce your interest rate
Help with creditors/collector calls
Debt Settlement: Debt settlement comes into the picture when you want to negotiate with the creditor to reduce what you owe. The debt settlement fee range between 18% – 25% of the debt and it takes around 12-48 months for it to get settled. Accredited Debt Relief matches your need with the program and takes control of your debt by negotiating it with the creditor.
Can Help You To
Reduce your debt amount
Set aside funds with one low monthly program payment
Resolve what you owe in 12-48 months
Accredited Debt Relief Benefits
Free consultation: Accredited Debt Relief offer a free consultation which can either be done by filling out the form online or talk to a certified debt counselor. According to your need, you will be assigned to a specific program which will help you to pay your debt sooner.
Personalized Service: When you enroll for a debt relief program, you are assigned with a single representative who will handle all your settlement throughout the journey. You can also negotiate but an expert can deal easily with the creditors making it simpler to the customer in getting out of debt.
Highly Accredited: With A+ accredited by better business bureau and a member of the American Fair Credit Council (AFCC), Accredited Debt Relief is listed as the nation’s top-rated debt settlement companies, which are also reflected by the customer feedback, as many of them have given positive reviews about the company’s staff and how easy their journey has been.
Various Debt Relief options: When you consult about your debt problems, Accredited Debt Relief picks out the best-suited program as it understands that everyone has a different debt and needs. You will work with one representative who knows your problem and can help you get out of the debt.
Helpful Staff : With Accredited Debt Relief, not only you get your personalized representative but you are also supported with staff who will help you during your dire time. If you ever happen to miss a payment, you can call their customer service or inform them before so that preventive measures can be taken.
Accredited Debt Relief Drawbacks
State Availability: The major drawback that accredited debt relief faces is their presence in 28 states. Only AK, AL, AR, AZ, CA, DC, FL, IA, ID, IN, MA, MD, MI, MO, MS, MT, NC, NE, NM, NY, OK, PA, SD, TX, TN, UT, VA, WI are the states where Accredited Debt Relief works.
Number of calls: There is a chance that you might get calls as Accredited Debt Relief is a matching service which matches the right customer to the right company. Your information is shared with the partner company to contact you.
How Much You Can Save With Accredited Debt Relief ?
Using any debt settlement company to pay off your debt is risky as it can even tamper with your credit score but what makes Accredited Debt Relief different from the rest of the settlement companies is that you can save your fund during your debt relief journey. Your saving is the by-product of the program you enroll in.
In Debt settlement saving usually ranges from 25%-32% on your debt before taxes. As your income will be higher after settlement, you will owe more taxes but, that can be exempted.
In Debt management your debt’s interest rate will be the benefactor of your savings. In your debt management program, your debt is reduced with a significant drop in your interest rate and that will decide how much you can save. Same goes with debt consolidation.
consultation. If all goes well, you can be out of your debt in 48 months.
Related Debt Relief Companies
Freedom Debt Relief
Freedom Debt Relief is yet another debt relief company that negotiates with your creditors to reduce the amount of unsecured debt you owe. They offer a free consultation where they will discuss your options and how their solution could help you get out of debt faster and for less.
- Minimum Debt Required: $15,000
- Free, no risk consultation
- Not Available in: CT, CO, HI, IL, KS, ME, ND, NH, NJ, OR, RI, SC, VT, WA, WV, WY
National Debt Relief
National Debt Relief’s main service is to negotiate with the creditor to forgive your debt balance and in return, they pay a lump sum amount. National Debt Relief doesn’t charge any fee or consultation fee while working with almost every type of loan to help you become debt free.
- Minimum Debt Required: $7500
- No hidden fees and No obligation
- Not Available in: CT, GA, KS, ME, SC, OR, VT, WV, NH