Have you decided that a personal loan is the best way to finance your holiday needs? If no, go ahead and weigh the options first. If yes, well, there might be one more hinderance- your bad credit record. How unfortunate can that be? Well, it is pretty unfortunate. Good news though, Santa is willing to.
Mortgages are tough to get approved for these days. Ever since the major housing and mortgage crisis a decade ago, lenders have become incredibly stringent with their lending criteria. No longer are borrowers able to take out exorbitant loan amounts with minimal documentation like they did back when the mortgage crisis was just starting to.