2019's Best Debt Consolidation Loans

Our Pick

Debt consolidation is one of those debt reduction practices that allows debtholders to bundle all of their outstanding balances into one loan, making it easier to make payments and to see actual progress made. But, as with any financial decision, debt consolidation has to be done right to be useful in the long term.

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Your 7 Minute Guide to Paying Off Debt

Are you carrying more debt than you can manage? If you find yourself overwhelmed by mounting balances and unable to make your regular payments, then it’s time to find some help. Here’s the deal: once you’re trapped in debt, the best way to get out of it is to curb your spending – now. If you keep adding to your balances – and if interest keeps accruing – it’s going to take a miracle windfall of cash to help you out..

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How to Pay Off Debt Fast With Low Income

Even people who rake in six figures can have a tough time managing their debt, let alone consumers who barely make minimum wage. But that doesn’t mean climbing out of debt with a low income is an impossible feat. There are several things you can do to pay off your debt – and quickly – despite earning a low income.

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Credit Card Debt Settlement: What No One Is Talking About

You didn’t pay any mind before accruing massive credit card debt or did you? You found something eye-catching at the store and WHAM! you swiped your credit card flamboyantly to quench your thirst for shopping.

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Who’s your (Loan) Dealer? 5 Best places to go for Student Loans

When you’re holding significant credit card debt, it’s easy to feel like there is no way out. According to CreditCards.com’s weekly Credit Card Rate Report, the average credit card annual percentage rate (APR) for the first week in February is a whopping 16.39%. It’s no wonder that holding credit card debt can feel like an inescapable maze when just covering interest payments seems impossible.

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Debt Consolidation is one of the several approaches to pay off your debt. Your debt consolidation loan will combine your present loan into one single entity with a fixed monthly payment and reduce interest rate. Compare and learn about the loan and see which one is right for you.

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FreedomPlus

Loan Amount: $7500 - $40,000
  • APR: 5.99%- 29.99%
  • Loan Term: 24-60 months
  • Credit Score: Fair/Good/Excellent
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  • Best fit to consolidate your debt
  • Lower your interest rate through various option
  • No hidden fees
GET A $1,000.00 CREDIT LINE!

No Application Denied For Poor Credit

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QuickLoanLink

Loan Amount: $300 - $35,000
  • APR: Varies by lender
  • Loan Term: Varies by lender
  • Credit Score: Poor/ Fair/Good/Excellent
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  • Poor to Excellent, All credit Accepted
  • Report to credit agencies to increase the credit score
  • Quick turnover time
All credit histories considered

Get pre-qualify and Go!

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Zippy Loan

Loan Amount: $100 - $15,000
  • APR: Varies based on lender
  • Loan Term: 6 to 72 Months
  • Credit Score: Poor/Fair/Good/Excellent
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  • Loan Available for any credit level
  • Improve your credit score with timely reporting to credit agencies
  • Accept Loan request for 24 hours a day, 7 days a week
Pre-Qualify with No Impact to your Credit Score
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Lending Tree Fair Credit

Loan Amount: $1000 - $50,000
  • APR: Varies
  • Loan Term: Up to 60 months
  • Credit Score: Fair/Good/Excellent
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  • Multiple offer at once
  • Large network of reliable networks
  • Loan Available for any purpose
Earn extra income to help fund your next big dream.
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Viva Loan

Loan Amount: $100 - $15,000
  • APR: Varies based on lender
  • Loan Term: 12-60 months
  • Credit Score: Poor/Fair/good/Excellent
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  • No criteria for any credit level
  • Simple three step process to get the funds you need
  • Improve your credit score with timely reporting to credit agencies
fpc
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Prosper

Loan Amount: $2000 - $40,000
  • APR: 31.90%
  • Loan Term: 12-36 months
  • Credit Score: Fair/Good/Excellent
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  • No prepayment fees
  • Best suited for borrowers with average credit
  • Checking your rate will not affect your credit score
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Payoff

  • APR: 8.16%- 35.99%
  • Loan Term: 36-60 months
  • Credit Score: Fair/Good/Excellent
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  • Best suited for consolidating your credit card debt.
  • No hidden fee other than a one-time origination fee.
  • Get a free monthly fico score report.
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Upstart

Loan Amount: $1000 - $50,000
  • APR: 7.54% - 29.99%
  • Loan Term: 36-60 months
  • Credit Score: Poor/Fair/Good/Excellent
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  • Upstart is best suited if you are looking for an unsecured loan.
  • No Prepayment fee.
  • Qualify based on factors other than credit.
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Opploans

Loan Amount: $100 - $4000
  • APR: 59-199%
  • Loan Term: 6-36 months
  • Credit Score: Poor/Fair
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  • No prepayment fees.
  • Less than perfect credit history is also accepted.
  • Offer Available in: AK, AL, AZ, CA, DE, FL, GA, HI, ID, IL, IN, KS, KY, LA, MI, MN, MS, MO, NE, NV, NM, ND, OH, OK, OR, SC, SD, TN, TX, UT, VA, WA, DC, WI, WY


Top Debt Relief Services

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Accredited debt relief

Minimum Debt: $10,000
  • Get access to quick free consultation
  • Simplify your monthly payment and resolve debt in 12 -48 months
  • No upfront fees
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Freedom debt relief

Minimum Debt: $15,000
  • Free, no risk consultation
  • Resolve your debt in 24 – 48 months
  • Find the right solution with no obligation phone call.
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National debt relief

Minimum Debt: $7,500
  • No hidden fees and No obligation
  • Get access to free saving estimate
  • Resolve your debt in 24 – 48 months