Creditworthiness is crucial. The cornerstone of financial wellbeing rests on integrity, honesty and trust. A credit score is one such instrument which makes it a whole lot easier to understand one’s financial standing. Although credit scores form a crucial part of one’s financial pocketbook and people go beyond the longest of distances to keep it.
Americans carry a lot of debt. In fact, the average household in the country carries a whopping $137,063 in debt. Based on the fact that the median household income is just $59,039, many consumers are probably spending a lot more than they can comfortably afford. I must confess that I’m one of those millions of.