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Best Bad Credit Card

This Is The Most Preferred Credit Card For Bad Credit In The Market

  • If you think bad credit cards are difficult to find, think again because this one is one of the best secured credit card that requires a credit score of 300 - 600
  • Along with the bad credit, the card comes with a rebuilding property to increase your credit score.
  • Your credit gets built by timely checking it with 3 major bureaus
  • Issued by Master card® which is widely accepted worldwide

The First Progress Platinum Elite Mastercard® Secured Credit Card

CREDIT RATTING REQUIRED : Damaged credit to Fair credit


Regular Apr

Damaged credit to Fair credit

Credit Score


Annual Fees

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application; No credit inquiry required!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide program; available in all 50 US states *See Card Terms.
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • ¡Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia.
  • Make 6-months of on-time payments & you’ll be invited to apply for an unsecured First Digital Mastercard!
* See Card Terms

Why Choose The First Progress Platinum Elite Mastercard® Secured Credit Card?

No minimum credit score is required --The First Progress Platinum Elite Mastercard® Secured Credit Card is designed for a cardholder who doesn’t have a good credit score or for those with very low score, looking for ways to rebuild their credit score. So, if you are someone who is new to credit or looking for cards with no credit score bar, Elite is a safe option. Where one can manage to improve your credit score.

Lower Annual fee -- The first progress cards come with three annual fees, $29, $39, $49. Elite out of all, comes with the lower annual fee along with a higher APR but it won’t be a troublesome issue if you manage to pay your balance in one full go. Your interest rate on your card won’t matter in such case.

Rebuilding your Credit score -- The cardholder’s payment history is reported to all the 3 major bureaus – Experian, Equifax and TransUnion which help the cardholder increase their credit score. Keeping in mind that you pay your statement on time.

You deposit is your credit limit –- The first progress elite card is a secured credit card, meaning you will have to put some amount as deposit to open an account. The Elite card comes with a minimum credit limit of $200 which, can be extended up to $2000. The amount you choose to deposit will act as your credit line and you can get it back when you close your account.

$0 Monthly fees and no one-time fee -- The card comes with the perk of not charging you with monthly fees or any other additional fee. You are only required to pay a late fee of up to $29 when you miss the mark along with the annual fee.

Suggested Credit Score

Applying for The First Progress Platinum Elite Mastercard® Secured Credit Card is easy as it has no credit score bar. This secured card is made for people with bad credit score or rebuilding your score. Even if you are someone with a minimum credit score of 300 you can still apply and build your credit score. The typical credit score range is 300 - 600 so, a bad credit cardholder with a rebuilding request can definitely apply for the card.

Improve Your Credit Score in a Month?

Secured credit card whole purpose is to improve your score that is why it offers default sets of perks. Having an average APR gives a fairly payable payment if you can manage to pay your monthly balance in one single swipe. Topping it up with a monthly check to your credit history can increase your credit score in multiple folds.

Final Take

The First Progress Platinum Elite Mastercard® Secured Credit Card is among the best card out there for people with bad credit score. Its low annual fee and average APR rate can help you manage your finances as well as your credit score. A card that can rebuild your credit score and not damage your score further is surely a card that is worthy of your wallet.

Click To Apply For First Progress Elite Mastercard® Secure Card