General Rewards Credit Cards

Make your every expense more rewarding

General Rewards Credit Card

Rewards credit cards help you earn kickbacks for using credit. If you have a great credit score and don't carry a monthly balance on your card, you can enjoy savings or perks that might otherwise be out of reach.

Best General Rewards Credit Cards

Best for easy-to-use travel rewards

Capital One® Venture® Rewards Credit Card
  • Annual fee: $0 for the first year, then $95
  • Rewards rate: Earn unlimited 2X miles per dollar on every purchase, every day
  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Advantages
  • Drawbacks
  • Final Word

The Capital One® Venture® Rewards Credit Card is a standout amongst the most adaptable travel cards today. You win 2 miles for every $1 spent on everything; miles can be recovered for credit against most travel costs. Also, you're not limited to one carrier or inn, similar to the case with co-marked cards. You simply book your movement, then pay for it with your rewards. There's no base redemption sum, so you can utilize rewards for a $5 taxicab ride if that is the thing that you need. This card additionally comes with an incredible join bonus: Enjoy a one-time bonus of 50,000 miles once you burn through $3,000 on purchases inside 3 months from account opening, equivalent to $500 in movement.

You won't discover aircraft particular advantages with the Capital One® Venture® Rewards Credit Card. In case you're faithful to one carrier, it may be worth comparing this card with that aircraft's co-marked card. A year ago, Capital One raised the yearly charge on this card; it's currently $0 for the principal year, then $95.

With regards to simple acquiring and redemption, the Capital One® Venture® Rewards Credit Card is hard to beat, whether you need to reclaim miles for lodging stays, flights, taxi rides or travels.

Best for travel rewards and a large bonus

Chase Sapphire Preferred® Card
  • Annual fee: $0 for the first year, then $95
  • Rewards rate: 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases; Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®.
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • Advantages
  • Drawbacks
  • Last Word

Not at all like cards fixing to a particular aircraft or hotel brand, you can recover rewards from the Chase Sapphire Preferred® Card from numerous points of view. You gain 2 points for each $1 spent on eating and travel and 1 point for each $1 spent on everything else. Points are worth 25% increasingly when you utilize them to book go through Chase Ultimate Rewards, or you can exchange them at a 1:1 rate to a few other dependability programs. The card comes with a brilliant join bonus: Earn 50,000 bonus points after you burn through $4,000 on purchases in the initial 3 months from account opening. That is $625 toward movement when you recover through Chase Ultimate Rewards®. At last, it's made of metal, rather than plastic, giving it a plunk factor.

As a general travel card, the Chase Sapphire Preferred® Card does not have the advantages —, for example, free handled sacks and need boarding — that carrier particular co-marked cards offer. And keeping in mind that the yearly expense isn't cosmic, it's not worth paying on the off chance that you don't consistently spend on movement and eateries.

In the event that you ordinarily fly with one carrier, a co-marked card may give benefits the Chase Sapphire Preferred® Card does not. Be that as it may, on the off chance that you need adaptability in procuring and reclaiming rewards, this is among the best cards around.

Best for bonus category cash back

Discover it® - Cashback Match™
  • Annual fee: $0
  • Rewards rate: Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • Earn 1% cash back on all other purchases.
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
  • Advantages
  • Drawbacks
  • Primary concern

This card has wide rewards bonus categories that change each quarter, enabling cardholders to acquire 5% cash back at such places as eateries, online retailers and service stations, among others. (The 5% rewards are topped at $1,500 in spending per quarter; from that point onward, you get 1%. See current categories here.) Cardholders can likewise get to the Discover Deals online bonus shopping center, which offers 5% to 20% cash back or profound rebates on purchases at well known retailers. This card has no outside exchange expenses, and it forgoes the primary late installment charge. At long last, there's an unmistakable join bonus: Discover will match ALL the cash back earned toward the finish of your first year, consequently.

You need to monitor what sort of spending is qualified for the bonus each quarter to augment your profit. You likewise should make sure to pick in to the bonus categories. On the off chance that you overlook, you won't get 5% cash back.

The high cash-back rates from well known retailers at the Discover Deals online shopping center offer decent reserve funds. Combine those with the card's turning 5% bonus categories, a $0 yearly expense, a strong introduction APR and another cardmember bonus, and you have at victor.

Best for flat-rate cash back

Citi® Double Cash Card – 18 month BT offer
  • Annual fee: $0
  • Rewards rate: 1% cash back when you buy, plus an additional 1% as you pay for those purchases
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 14.74% - 24.74% based on your creditworthiness*
  • Advantages
  • Drawbacks
  • Final Word

The Citi® Double Cash Card – 18 months BT offer gives cardholders one of the most elevated level rate cashback rates accessible. You get 1% cash back when you make purchases and an additional 1% when you pay them off. You can recover cash back as a statement credit, a gift voucher or a sent check.

Other cards offer higher cash back percentages in particular categories. This card likewise charges a 3% outside exchange expense, settling on it a poor decision for spending abroad. What's more, there's no joining bonus.

With the Citi® Double Cash Card – 18 month BT offer, winning cash back is straightforward and lucrative. In case you're searching for a low-bother cash back card to utilize every day, this is it.

Best for families

Blue Cash Preferred® Card from American Express
  • Annual fee: $95
  • Rewards rate: 6% at U.S supermarkets on up to $6,000 per year in purchases (then 1%); 3% at U.S gas stations and at select U.S. department stores; 1% other purchases. Terms and limitations apply.
  • $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) – that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.24% to 25.24%.
  • Advantages
  • Drawbacks
  • Final Word

This card has one of the most noteworthy rewards rates at U.S. markets — 6% cash back on up to $6,000 of spending every year (then 1%) — supplemented by 3% cash back at U.S. service stations and select U.S. retail chains. Every single other purchase acquires 1% back. You can broaden the 6% cash back long ways past perishables by purchasing gift vouchers at the general store and utilizing them at retailers and eateries. A join bonus adds to the interest — and you might be qualified for a far superior offer from American Express. Look at our American Express Pre-Qualified Offers page.

This card has a high yearly expense, in spite of the fact that on the off chance that you spend in any event $31 seven days at U.S. markets, the cashback will offset it. Since it's from American Express, you may experience difficulty utilizing it in a few spots. Furthermore, the 2.7% outside exchange expense settles on it a poor decision for spending abroad.

On the off chance that U.S. grocery stores, U.S. corner stores, and select U.S. retail chains are among your most common goals, the Blue Cash Preferred® Card from American Express is a champ. Be that as it may, on the off chance that you spend under $61 every week at the grocery store, you may be in an ideal situation with the comparable Blue Cash Everyday® Card from American Express. Its rewards rates are lower, yet it has a yearly expense of $0.