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How to Make Saving Money Fun: 26 Tips You Can Use Right Now

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Spending money can certainly be a thrill, but have you ever had fun saving money?

If not, it’s time to rethink your approach. The more you enjoy saving, the more you’ll do it, and the same goes for your family.

By crafting engaging ways to make saving money fun and giving yourself rewards for actively doing so, you’ll find the process to be as exciting as the benefit.

Getting everyone involved means more awareness of the family budget, and more help boosting your family’s saving accounts.

Learn how to save money while having fun, and start teaching kids to save money the right way with these 26 Fun Ways to Save Money.


1. Who Can Save The Most?

You know that saving money now will help guarantee a sound financial future, but by turning it into a competition, you can boost your savings and have a little fun.

Enlist a spouse, family member, or friend – or two – and challenge them to a savings contest. Whoever saves the most in a set period wins.

Decide whether you will judge “the most” by the total amount of funds gathered, or by the percentage of your income saved.

But here’s the deal – if the prize for your savings contest is expensive, then the whole point is moot. Instead, try and come up with a free reward, such as the loser has to cook dinner or clean a room in the winner’s home.

If you both saved some money, then you are both ultimately winners.

Read more: Follow these 10 Commandments & Save $5,000 in a Year!

2. The Creative Savings Game

It might be hard to have a savings competition with your child, so instead, challenge them to come up with new ways to be thrifty around the house, turning waste into money saved.

Perhaps they’re washing clothes in only cold water or hanging things to dry, reusing household materials, or eating leftovers for lunch; teaching them to be mindful of the cost of living is an essential lesson for sustainable financial soundness.

Again, you’re not going to spend a lot of money for prizes. Instead, get everyone together weekly to discuss ways they’ve saved, and then offer quirky awards like “Genius Saver” for a particularly creative idea.

3. Save Your Bills Or Coins

A surprisingly engaging way to save money is to set a rule where you will save a specific type of bill or coin. For example, if you choose $10 bills, every time you get one you’ll add it to your savings stash.

Get your kids involved by doing the same thing with coins. Each person can select a particular coin amount, and you can set up jars to collect each amount separately.

At the end of every day or week, you’ll see who has saved the most, and when the jars are full, your kids can help you take them to the bank or coin machine and watch them turn into cash.

How to save money
Teach children to save money by turning your bad habits into savings.

4. Fix Bad Habits

It’s an old trick that works – when you financially penalize yourself or others for bad habits, they start to change.

Whether you use foul language a little too often, or your spouse has terrible posture, whenever these behaviors happen, put a dollar in the jar.

With the whole family involved, you’ll find yourself more aware of your habits, and this will be a Fun Way to Save Money.

5. The Progress Thermometer

When a company or school is trying to raise money, they’ll often put out a giant thermometer that “tracks” their progress towards their savings goal. You can do the same thing at home, which will serve multiple purposes:

  • You’ll have a visual reminder of development that everyone can see.
  • You’ll be motivated to keep going every time that line inches further up.
  • You’ll color in sections when you’ve reached a goal which feels fulfilling.
  • You can set a goal up top to give your family something to work towards.

6. Growing A Garden

Whether you have a yard or just a window, you can grow some of the things you use every day in your kitchen. You shouldn’t need to pay for herbs when it costs a fraction of the price to grow an entire crop.

But here’s a fun way to engage your kids in creating a garden – start planting seeds from fruit or vegetables you eat. Despite living in a city apartment, I’ve grown three crops of cherry tomatoes and two of green peppers in my window from seeds I saved, saving me on purchases for about two months.

From lemons and other citrus to apples and strawberries, you’ll be shocked at how seeds from many everyday items you have on hand will grow.

7. Play Financial Football or Financial Soccer

It’s 2018, so your kids may be more attuned to online games than they are to older board games. The NFL and Visa partnered on Financial Football to make an online game that helps children learn how to save money while still having fun, and now there is a Financial Soccer version as well.

It’s fun for adults too, since you’ll need to answer questions about finances in order to progress and will have three levels of difficulty to choose from.

This will prove to be a fun way to Save Money.

How to save money
Teach young children about saving money with online games.

8. Play Road Trip To Savings

For another online game designed for teaching kids to save money, try Road Trip To Savings, which challenges players to navigate four weeks on the road, including necessary expenses, income, and savings.

You’ll need to budget your costs or risk being stranded and losing the game.

9. Start Using Coupons

After shopping in bulk, various places give away coupons and discount vouchers, and it’s time to start paying attention to them.

Do not throw away these coupons but keep them stored for the next purchase and use it.

A new trend which you should follow and Enjoy the benefits from it.

10. Use Rewards Cards

There are various offers lying around us and you just need to eye them, understand them and utilize them in minimizing your shopping cost.

You can easily get rewards on groceries, electricals, restaurants and a lot many places where you might have never imagined.

You can check out this read and get various rewards.

11. Shop after 2 days of the Holiday

As weird as it may sound but this has proved to be the best way to save money tip for me. I don’t shop before the holidays but shop after them.

Everything goes in stock clearance with heavy discounts, so all the gifts and decoration items which are non-perishable, are to be shopped after the Holiday.

You can get Easter egg decorating kits the day after Easter and Halloween decorations on Nov. 1.

Get wrapping paper, cards, bows, and gift bags the day after Christmas. The discounts are tremendous, and you can just put this stuff in the closet until next year.

12. Revisit your Closet

A girl standing in front of her closet
Revisit your closet and dig out some old stuff

It has happened to me for so many times now that I don’t even realize what I own and end up wearing almost the same dresses.

Start cleaning your closet, check out the dresses that still fit you and remove the stuff that you either don’t like anymore or won’t be wearing it.

Decluttering will make you realize that you own a lot of stuff that you can still wear.

The stuff which was hiding away in your wardrobe will give old yet new things to wear, this will reduce your cost of shopping for new things.

13. Swap your Clothes

We often have a best friend who wears the best dresses/suits and she/he might be in love with your wardrobe. So, exchanging clothes can be a good option.

So, swap your clothes with your best friend, this will give you a new wardrobe along with a choice of clothes that you might not be wearing otherwise. (Afterall, your taste can be different from your friends.)

14. Lookout for Corporate Discounts

See if your company has tied up with other companies and you have this facility of getting a corporate discount on Restaurants, Electricals, Groceries etc.

Most of the big corporates do have their ties, to get an added benefit for their employees, and it’s time to start availing any such available discounts.

15. Get your Fitness Classes Online

There are various apps which offer you a free of cost trial, and there are numerous videos on the internet. So, take out your yoga mat and start your fitness regime at home itself with your BAE.

This is a good habit to inculcate in your kids as well and it also provides a healthy environment at home.

16. Find out Happy Hour Drink Specials

It’s not necessary to hit a pub at 9, instead, look out for Happy Hours. Don’t worry about people judging you. You will be able to keep your pocket happy along with your body.

You will get enough time to reach home early and sleep properly through the night. The bonus point is that with a lesser crowd in the pub you will be having your better half’s complete attention.

17. Gift Handmade Items

How to save money
Turn savings into fun by making it a game for the whole family.

A good activity to do with your family which is the most cost-effective one as well.

You will easily get DIY videos on the internet, so start crafting out Gifts for your family and friends.

I’m sure they are going to love this personal touch of handmade gifts and also this can turn out to be a good hobby or art lessons for your kids.

18. Go for Movies during day

This is again somewhat similar with hitting the pubs early. You get an almost empty screen, with fresh popcorns and no waiting lines.

It’s better to go for movies during day time and save bucks there as well.

19. Follow a 30-Day Rule

If you feel like purchasing something, then don’t plan to purchase it right away.

Write it down it on a paper and stick it on your fridge. If you still feel like purchasing it after waiting for 30 days then plan on it.

A fun way to tempt your kids along with making them realize that you don’t need to have EVERYTHING.

20. Repair stuff instead of tossing it out

There are various things which you can repair by yourselves. Well, I’m not talking about the leaking tap, skilled labor is definitely required and advised for the same.

But there are things like torn Jeans or a loose pair of Sunglasses, try to repair these things at home and make sure that you learn a skill out of it as well.

21. Instead of going out invite your Friends at Home

A good potluck dinner party with budget drinks beats all possible ideas of hangout.

Get in your personal space and enjoy indoor games, a fun way to spend time with your friends. If you’re afraid that your friends might not like your home cooked food then order food from Caviar and Restaurant as they provide huge discounts on home delivery.

This proves the best idea when your friends have kids of the same age as yours, they get plenty of room to play around and build a good friendship.

22. Grooming at Home

When you plan on doing most of the things together then please add on getting a haircut in the list as well.

You can give an amazing haircut to your kids as well as your husband, and again I would ask you to take help from the internet if need be.

This will be a fun way to save money as well as a fun activity to do with your family. (If you give a bad haircut by chance then that’s a memory for life)

23. Exchange Books and Movies

Borrowing and lending stuff is a good way to have everything that you want.

If your friend happens to have the book that you would love to read then simply borrow it and make sure you also offer something in return.

You can also plan on creating your own cozy spot and binge watch movies and TV series borrowed from friends.

24. Shop during Sale Season

It has become obsolete to shop from New Arrivals sections.

If you like a dress then make sure that you wait for a little time till the dress comes out on discounted rates and then purchase it.

You can also check out Eric Dress and Target to get some amazing discounts.

You save a lot on shopping at discounted rates. Why pay full price when you can have the same thing at a half price.

25. Buy in Bulk

Buying in bulk can help you save a lot

I love to shop with a full trolley, saves you the effort of running to the store time and again.

Make sure that you buy non-perishable items in bulk and make sure to check out the expiry date on them, various stores provide huge discounts on bulk items check out Target and Walmart for the same.

Turn this into a fun activity and ask your kids to bring the products with the lowest rates, after all, they need to earn that candy.

26. Make your own Food and Double the Quantity

Increase your recipe and cook food in quantity at once, store it away in the deep freezer for later use.

This will save your energy, time and also the cost incurred in gas.

Ask for your families help and turn this into a daily ritual. A fun activity to do together.

The Bottomline:

You simply need to make sure that whatever plan you make towards saving money it should turn into a fun activity for your kids to understand it better.

Even turning out lights when not in use should be a game for your family, or closing the tap while brushing and many more such activities, as these small things help in saving in a long run.

If saving more money is one of your financial goals, stop thinking about it as a chore and start having more fun.

Teaching kids how to save money can help prepare them for a future of successful money management and financial literacy.

There can be many Fun Ways to Save Money with your family, so show your creativity and drop all of your ideas in the comment section below.


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