“When we were young, people lived from paycheck to paycheck. Today, it seems like they live from credit card payment to credit card payment.”
Today’s materialistic world is greedy for the greens. People come up with new ways to con the innocent ones. This might be hard to believe, but as convenient as it looks, a credit card is the silent killer. That momentary happiness of spending anything with a single swipe is short-lived, recurring payments hit real hard. Just like every one of us, Laura wanted to pay off her credit card debt fast.
Laura King’s career got off to a flying start. Straight out of college, she got a decent job with an equally decent pay. Endless fun and frolic followed as Laura picked up a couple of credit cards and splashed the cash- which technically did not belong to her. Those recurring credit card payments were sometimes missed out, and sometimes there wasn’t enough balance to make those payments.
Eight years had passed, and the only thing that held strings to Laura’s sanity was her job. Her credit score dropped like anything, her salary was negligible after those recurring credit card payments and she was fed up. At the age of 32, Laura finally decided to pay off her credit card debt as fast as possible. She decided to start afresh; a new beginning to the book of life.
When she walked into the offices of big financial advisors, they calculated her credit score; turns out, her credit score was in shambles. A score in the red zone meant her credibility was as good as nothing, and even if she wanted to pay off her credit card debt fast, she would need a personal loan to pay it off. Laura’s credit score was a mere 375, and any lender asks for a decent credit score in the range of 500-600.
Laura discovered OneMain Financial, one of the very few lenders in the market that surprisingly don’t consider credit score a criterion in granting personal loans. Specializing in bad credit loans, OneMain Financial grants personal loans to pay off credit card debt fast for people who cannot get a traditional bank loan due to a low credit score. Laura didn’t have a choice anyway, so she settled for OneMain Financial.
When you walk into a lender’s place and tell them that you are $18,000 in debt and your credit score is as low as 375, the only way you’re shown is the way out. Laura had been escorted outside many offices without a proper explanation, but when she walked into OneMain Financial the first thing they asked was not the credit score. She was surprised to see that it just did not happen, she wasn’t a black sheep in here, and it was just her and her innocent request for a loan to pay off credit card debt fast.
With very lenient and simple terms and conditions, OneMain Financial offers secured personal loans for terms of 2 to 5 years. The loan amount ranges from $1,500 to $30,000 with relaxed repayment tenure; for borrowers with average credit scores, the APR is somewhere 16.05% to 35.99% for unsecured loans. For secured loans, APR goes as low as 9.99%.
The best part of financing through OneMain Financial is that you get fast cash- funding comes through the same day and you can put your misery to end by paying off credit card debt real fast. Laura walked into OneMain Financial branch closest to her with required documents– Government issued ID, Proof of Residence and Proof of Income. They ran a few checks and asked some questions, and Laura walked out with $18,000 secured loan to pay off her credit card debt.
Now whatever money comes in, it goes straight into Laura’s savings rather than to her credit card bills. The only recurring monthly payment she makes is to OneMain Financial bad credit loan that she aims to pay off in 4 years. Spending money is hard and Laura has started living a more frugal lifestyle, but she believes it‘s better to live frugally rather than living by swiping credit cards all over the place.
OneMain Financial is great- Fast loan processing, a quick inflow of cash, easily accessible to people with low credit scores, and personal touch of a traditional bank. Now pay off your credit card debt fast and in style with OneMain Financial, just like Laura did!