Living a debt free life is not easy. In the middle of enjoying your life and saving for the future, we are left with a little bit of money in our so-called emergency funds, which might not be enough if something mishap is about to happen. I will give you a live example of myself,.
When you’re young, establishing credit is essential. The problem is, you have to find someone willing to extend credit your way even though you have no established history. And with credit history comprising 15% of your score, you may discover that raising that number is a long process. I know firsthand how frustrating it can.