Student Credit Cards

Using Student Credit Card responsibly while still in school is a giant step towards building great credit!

Student credit card

In addition to developing a credit history, a great Student Credit Card will allow you to earn rewards on the spending you make in your daily life. To help you choose the right student credit card for yourself, we've put together a list of our best-rated student credit cards currently available.

Best Student Credit Cards

Credit newbies

Discover it® for Students
  • Annual fee: $0
  • Rewards rate: 1.00%
  • Recommended credit score: 630 - 689 (Average - Average)
  • Get a dollar-for-dollar match of all the money you've earned toward the finish of your first year.
  • Win 5% money back at better places each quarter like corner stores, markets, eateries or Amazon.com up to the quarterly most extreme each time you initiate. In addition, 1% money back on every single other buy.
  • Decent evaluations Rewards: $20 money back each school year your GPA is 3.0 or higher for up to the following 5 years.
  • Advantages
  • Disadvantages
  • Final Word

This card offers 5% money back (on up to $1,500 in spending per quarter) in classes that change at regular intervals. Late classes have included Amazon, corner stores, and eateries. It pays 1% money back on all another spending. New cardholders will recover their money coordinated toward the finish of their initial 12 charging periods, and students who keep up a 3.0 GPA are qualified for a yearly $20 remunerate. There's no yearly charge or foreign exchange expense and no expense for paying late ones. Late payments will never build your yearly rate.

You need to actuate the reward money back classifications each quarter. Also, Discover isn't as generally acknowledged as Visa and MasterCard, especially abroad, so be careful in case you're examining abroad.

This is a decent card for an understudy figuring out how to deal with credit. You'll get a free FICO score, you won't be rebuffed for a late payment, you won't pay numerous charges, and you'll gain rewards.

Socializers

Citi ThankYou® Preferred Card for College Students
  • Annual fee: $0
  • Rewards rate: 1 point per Dollar
  • Recommended credit score: 690 - 719 (Good - Good)
  • Earn 2,500 bonus points after spending $500 in purchases within the first 3 months of account opening*
  • 2,500 ThankYou® Points are redeemable for $25 in gift cards, electronics and other great rewards when redeemed at thankyou.com
  • Earn 2X Points on Dining Out & Entertainment
  • Advantages
  • Disadvantages
  • Final Word

This card pays you 2 ThankYou points per $1 spent on eateries and amusements and 1 point for each dollar for all other spendings. Furthermore, new cardholders acquire a join bonus: Earn 2,500 bonus points subsequent to burning through $500 in buys inside the initial 3 months of record opening* You can reclaim ThankYou points for stock, travel, gift vouchers and money — or you can utilize them to pay down an understudy credit. There is no yearly charge.

Students who intend to ponder abroad should realize that the card has a 3% foreign exchange charge. What's more, you can reclaim rewards from multiple points of view, yet redemption esteems differ. For instance, 1 point is worth 0.5 penny when recovered for money yet 1 penny when you utilize it toward understudy credit payments or travel.

In the event that you frequently eat out or go to motion pictures or shows, you'll advantage from this present card's rewards program. However, know that the way you reclaim the points manages the amount they're worth.

Responsible students

Journey® Student Rewards from Capital One®
  • Annual fee: $0
  • Rewards rate: 1.00%
  • Recommended credit score: 630 - 689 (Average - Average)
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • There's no limit to the amount of cash back you can earn, and rewards won't expire for the life of the account
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Advantages
  • Disadvantages
  • Primary concern

The money back rewards are straightforward and might enable you to develop credit propensities. You procure 1% money back on all buys, and when you pay your bill on time, you'll get an additional 0.25% money back as a bonus. Make your initial five payments on time, and you may access a higher credit line. There are no yearly charges and no foreign exchange expenses. What's more, you don't need to be an understudy to apply.

The maximum rewards rate of 1% or 1.25% is lower than the best rate on some other understudy cards.

This card rewards you for paying on time and has a simple level rate rewards structure. Since you don't need to be an understudy, those with normal credit should need to think about it.